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No More Hassles of Waiting for Long

Why Choose Line Of Credit?


  • Larger amounts of credit can be availed to overcome bigger financial requirements.

  • Any amount can be availed any number of times, as long as the total availed amount is within the line of credit.

  • The interest rate is relatively less than the other short-term loans.

  • The APR is applicable only for the amount that is borrowed as loan.

  • Available quickly irrespective of credit scores and with zero collateral.


What Is Line Of Credit?

A Line of credit is not exactly a proper loan, but is more like a cash advance, in which the financier will set a limit for the maximum amount which can be borrowed as a loan by the borrower. The lender will draw a line for the amount of credit until which the borrower is eligible to borrow any amount. The borrower can borrow any amount of money any number of times as long as the total amount availed as a loan is within the line of credit of the borrower.

This is one of the most preferred types of cash advance when the borrower does not know how much money should be borrowed to meet the financial requirement. The borrower will have to pay the APR only for the amount that is borrowed and not for the entire amount under the line of credit. So, it is better to choose small amounts which you need immediately and pay the APR only for it.

You can avail your quick line of credit funds even for any credit score history by submitting your request at shorttermcredits.com and get connected with the most dependable lenders.

Line-of-credit

Get Your Line Of Credit, Right Now!


To avail line of credit funds from a private lender, you will only have to submit the following details. There is no other elaborate checking done and you can get your line of credit funds at the earliest.


  • Proof for Age and Residency.
  • Your Valid Social Security Number.
  • ID Proof issued by the US Government.
  • Income & Employment Proof
  • Active Checking Account Details.


Go through our website well and know if you are eligible for a suitable loan with us. There a few states in the US where the quick loan practice is prohibited. The final decision about approving your loan shall be made after checking with the regulations as per your residential state.

APR Disclosure:


'shorttermcredits.com' is not a direct lender and therefore, it does not have any control over the APR that will be offered to you by the lenders. We will display a representative APR that is based on the data taken from multiple lenders. The APR will range from 5.99% to a maximum of 35.99% with a repayment tenure ranging from 61 days to 180 months. The actual applicable APR will depend on your credit score, loan amount, loan term, the credit usage, and history, and shall be agreed upon by you and the lender.

Representative APR Example:


$1,000 loan taken over a 12-month term will have a total payback amount of $1,134.72, at an APR of 29.82%. The loan amount does not need to be paid as a lump sum and can be repaid in installments.