Merchant Cash Advance

Fill your complete application and you could have the money by 11:51:43am
Loan Amount: $

What Are Merchant Cash Advance?

Merchant Cash Advance (MCA) is a short-term funding solution that is mostly availed to develop a business so that it can generate revenue. In most cases, a cash advance is taken by the merchant in lien of selling a small future business receivable to the lender. MCA is more like an investment in your company. It is calculated by using the factor rate.

If you have less business experience, it is unlikely for a conventional bank to provide you with a MCA. So, the best option would be to opt for a quick MCA from private lenders who will not consider your business experience but will provide you with the quick funds. With regular incoming funds, the MCA can be repaid according to the planned schedule.

You can avail your quick merchant cash advance by submitting your request at shorttermcredits.com and get the funds as soon as possible at considerable APR ranging from 14% - 18%. The final APR shall depend on various other factors.

How It Works

check eligibility

Eligibility Criteria

fill submit online application form

Submit Online Application Form

loan application processing

Application Processing

calk out plan

Finalize A Plan

get the funds

Receive Funds

Why Choose Merchant Cash Advance (MCA)?

  • Merchant Cash Advance (MCA) is taken to fund the immediate working capital for a business in a short time

  • Available for existing businesses & startups

  • Can be applied online and availed at the earliest

  • The funds can be used for various business-related purposes

  • Loan amount can be used for unrestricted genuine business development purposes


Get Your Merchant Cash Advance, Right Now!

To avail a quick MCA from us, you will only have to submit the following details. There is no other elaborate checking done and you can get your funds as soon as possible.

Required Documents
  • Personal Information & Valid Social Security Number
  • ID Proof issued by the US Government
  • IT returns & Other Legal Business-related Documents
  • Complete Business Plan
  • Loan history & Debt Schedule
  • Details about the loan funds usage
  • Details of Financial Record/Credit Score
Eligibility Criteria
  • Should Be Above 18 years (Legal Adult)
  • Should Be A Legal Citizen of the US
  • Should Have An Established Business
  • Should Have A Good Business Turnover*
  • Should Have A Checking Bank Account
  • Should Not Have Any Previous Debts*
  • Should Have A Proper Funds Usage Plan

APR Disclosure:

'shorttermcredits.com' is a direct lender of merchant cash advance, and therefore, it has all the control over the APR & other terms that will be offered to you for your loan. We will display a representative APR that is based on the data from different aspects. The APR will range from 14% to a maximum of 18% with a repayment tenure ranging from 61 days to 180 months. The actual applicable APR will depend on your credit score, loan amount, loan term, the credit usage, and history, and shall be agreed upon by you and us.


APR Representative Example:


If you are borrowing a quick merchant cash advance of $20,000 for a term of 10 years at an APR of 18%, the total payable amount at the end of 120 months (10 years) will be $43,244, with a monthly payable amount of approx. $360 and total payable interest of $23,244.