whychooseus-shorttermcredits

Why Choose Us

Businesses need to win people with trust and quality. At shorttermcredits.com, you will find both. We will connect you with the most reliable and state-licensed lenders in the state who will provide you with different types of loans to suit your requirements. You can avail an online loan 24 x 7 by filling up and submitting a loan application on our website. Our lenders will provide the most considerable APRs and will schedule a repayment plan as per your financial strengths and limitations. Our lenders carry out only a soft verification and do not consider your credit scores. We understand your urgencies and so, our lenders will provide quick approval and quick-cash facilities.

User-friendly & Quick

Applying for a loan on our website is as easy as pie. We provide the most user-friendly online tools without complicated paperwork and everything from filling up your details until you get your cash is done quickly.

Free Service

Yes it is free! You can apply for a loan by using our website for free and get connected with the lenders who will help you with the financial aid. There are no hidden costs or fees to the loan, except for the interest rates.

Far-flung Lenders Network

Our Business Development Team works round-the-clock to bring the most reliable lenders to our platform, to give you a wide choice of lenders who are state-licensed, dependable and who work well with mutual cooperation.

Considerable APR

Compared to the others, we ensure that our diligent lenders provide you with the most cost-effective and considerable APR. Our reliable lenders abide by the regulatory laws and do not entail into any kind of usury.

Safeguarding Personal Information

Our website uses the latest state-of-art technology with 128-bit encryption to safeguard your information and we follow the applicable federal privacy & data protection laws to ensure data & customer safety.

Frequently Asked Questions (FAQs)

At shorttermcredits.com, you can get connected with lenders who provide you different types of loans to suit your needs. A few of them include – Payday loans, installment loans, Title loans (Auto loans), Line of Credit, Business loans, and Merchant Cash Advance.

To qualify for a suitable loan at shorttermcredits.com, you will have to be 18 years old or above, be a permanent US resident, have a steady income into an active checking account, an active e-mail address, and a genuine reason for getting the loan.

At shorttermcredits.com, we connect you with the most reliable and state-licensed lenders who will provide you different types of loans according to your requirements at the most affordable APR and on a quick basis. They are dependable lenders who shall act according to your preferences and also safeguard your interests and information. We provide a secure online platform and offer APRs that the most considerable in the industry.

APR Disclosure:

‘shorttermcredits.com’ is not a direct lender and therefore, it does not have any control over the APR that will be offered to you by the lenders. We will display a representative APR that is based on the data taken from multiple lenders. The APR will range from 5.99% to a maximum of 35.99% with a repayment tenure ranging from 61 days to 180 months. The actual applicable APR will depend on your credit score, loan amount, loan term, the credit usage, and history, and shall be agreed upon by you and the lender.

APR Representative Example:


$1,000 loan taken over a 12-month term will have a total payback amount of $1,134.72, at an APR of 29.82%. The loan amount does not need to be paid as a lump sum and can be repaid in installments.